What You Should Know About Mexico RV Insurance

March 21, 2013 by
Categories: Claims, RV, RV Insurance

RV Park Mexico

More and more frequently folks are taking their love of RVing across the border into Mexico. Warm weather, good people, beautiful scenery, and an inexpensive cost of living can make this an ideal getaway. However, there are certain things to know about Mexico RV Insurance that can not only save you money, but make your trip go a lot more smoothly.

Many Mexpro.com clients get “sticker shock” when they call for a quote on Mexico RV Insurance--especially if they have an expensive motorhome. The cost for Physical Damage coverage on an RV Insurance policy for Mexico is based on the value of the unit, whereas the liability is more of a flat rate. The problem comes in when you already have a U.S. RV Insurance policy, and try to purchase a separate policy for Physical Damage in Mexico. The liability portion will always be a separate policy, but is fairly inexpensive. The smartest and simplest way to get around this problem is to purchase your U.S. policy with a Mexico Physical Damage endorsement added.

What folks need to remember is that an RV is not so much a vehicle, as it is a home on wheels. You may currently have your RV covered with a standard U.S. auto insurance company, but that usually will not give you all of the benefits and protection that an actual RV insurance policy will give you. What’s more, companies are available that can offer physical damage on your RV while you are traveling in Mexico for a much lower rate than you would pay for a U.S. policy with an additional Mexico physical damage policy. Switching your RV insurance policy over to a company that will offer Mexico coverage and then simply purchasing a Mexican Liability policy through Mexpro.com can save you hundreds, if not thousands a year off of your RV Insurance.

Another helpful hint for traveling in Mexico would be to always print out two copies of your RV Insurance policy. Keep one in the glove box, ready to show authorities in case of an accident or mishap, and one in a purse or somewhere outside of the unit. If you get separated from your motorhome, you want to be sure that you have your phone numbers available to make a claim, your policy number, etc.

Lastly, remember to ALWAYS file your claim in Mexico! If you wait until you are back on American soil to call and file your incident report, chances are your claim will be denied.

Please call Mexpro.com today to obtain a free quote and find out how much you can save on combining your U.S. and Mexico RV insurance coverage at 877-784-6787.