Homeowners Insurance for seasonally owned, rented or occupied homes, condos, and townhomes located in Mexico.
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- Single Family
- Condo/ Townhome
Mexico Homeowners Insurance Coverage Details
Dwellings,
Fire & All RiskCOVERAGE LIMIT:
$5,000 up to $2,000,000
DEDUCTIBLE:
$500 up to $20,000
COINSURANCE:
None
DESCRIPTION:
Replacement value coverage for your home and other structures on your property, up to the limit you choose on your quote application.
Dwellings,
Catastropic (Optional)COVERAGE LIMIT:
$5,000 up to $2,000,000
DEDUCTIBLE:
1% up to 5% depending on location
COINSURANCE:
10% or 20% depending on location
DESCRIPTION:
Catastrophic replacement value coverage for damage caused to your home, and other structures on your property, by hurricane, wind, hail, flood, tidal wave, earthquake and/or volcano eruption.
Personal Property,
Fire & All RiskCOVERAGE LIMIT:
$5,000 up to $1,000,000
DEDUCTIBLE:
$500 up to $20,000
COINSURANCE:
None
DESCRIPTION:
Personal property or contents coverage includes furniture, electronics, appliances, art, jewelry, etc., for damage caused by hurricane, wind, hail, flood, tidal wave, earthquake and/or volcano eruption.
Personal Property,
Catastropic (Optional)COVERAGE LIMIT:
$5,000 up to $1,000,000
DEDUCTIBLE:
1% up to 5% depending on location
COINSURANCE:
10% or 20% depending on location
DESCRIPTION:
Catastrophic contents coverage for furniture, electronics, appliances, art, jewelry, etc.
Liability
COVERAGE LIMITS:
$100,000 up to $2,000,000
DEDUCTIBLE:
None
COINSURANCE:
None
DESCRIPTION:
Liability coverage applies to bodily injury or property damage incurred by other people on your property.
Extraordinary Expense
COVERAGE LIMITS:
$1000 up to $400,000
DEDUCTIBLE:
None
COINSURANCE:
None
DESCRIPTION:
Extraordinary expense coverage pays expenses incurred when your home becomes uninhabitable, like loss of use/rent or lodging reimbursement.
Theft of Home Furnishings
COVERAGE LIMITS:
$1000 up to $250,000
DEDUCTIBLE:
$500 up to $20,000
COINSURANCE:
None
DESCRIPTION:
Theft coverage pays for theft of household contents (personal property).
Discounts for Border Properties
If your Mexico home is near the U.S. border you may qualify for a tax discount of up to 50% on your homeowners insurance. Discounts are based on zip code. Call us toll-free today if you think you might qualify or get a quote now.
Please read our terms and conditions for more detailed coverage information. If there is any discrepancy between other written material and the terms and conditions, the terms and conditions will prevail.
Quote and Purchase Online
You can use our easy online application, in English or Spanish, to quote and purchase your policy.
Eligibility
Mexpro insures homes in ALL of MEXICO, including the Yucatan Peninsula.
We can bind homes and condos online up to $2 million in dwelling replacement value. For homes over $2 million in value, please call our office (855-Mexpro1).
Theft Coverage
Optional for home furnishings and household contents.
Adjustable Deductibles
Starting as low as $500!
Catastrophic Coverages
Optional coverage for catastrophic events
Replacement Value
Replacement value for your home without depreciation!
Liability Coverage
Up to $2 Million for Bodily Injury and/or Property Damage
Extraordinary Expense
Loss of rents or Lodging reimbursement
Personal Property
Furnishings, appliances, electronics and artwork are covered.
Glass Breakage
Includes sliding glass doors, windows, sky lights, glass block and more.
Debris Removal
Pays for clean up and removal of debris resulting from a loss.
Underwritten By
Mexpro has earned a great reputation for providing outstanding coverage for homes and condos in Mexico. Our homeowners insurance is underwritten by one of the best known and most trusted insurance companies in Mexico, Grupo Nacional Provincial. For over 100 years, GNP has been the premier provider of insurance in Mexico and holds and A- rating from Global Rating Service A.M. Best.
Claims
Report your claim if you have a loss to your property which exceeds your deductible by calling our toll free number 800-400-9000, or from the U.S./Canada you can call 011-52-555-227-9000. Follow the instructions provided in your terms and conditions or call us at 855-MEXPRO1.
Still have questions? Our FAQ page should be able to answer all your questions and those you've not thought of yet.