Mexico Tourist Auto Insurance for U.S. and Canadian Plated Auto, Motorcycle, RV and Towed Units | Mexpro

Mexico Tourist Auto Insurance for U.S. and Canadian Plated Vehicles

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Mexpro's Mexico Tourist Auto Related Insurance

Why You Need Mexico Tourist Auto Insurance

If you are planning to drive in Mexico, it's important to understand that Mexican law requires all foreign plated vehicles have Mexico auto liability insurance. A U.S. or Canadian policy will not be accepted by Mexican authorities. This means that if your vehicle is involved in an accident while driving on a Mexican roadway, you may be held liable for damages and medical expenses of any injured parties. You could even face criminal charges!

Mexpro's insurers offer affordable rates with 24/7 customer support so our customers can relax knowing they are protected while driving down south! Get your quote now!

Liability Car Insurance in Mexico

Driving without liability insurance in Mexico can be costly and dangerous. Liability can be as much as $300,000 to $500,000 U.S. dollars, depending on the Mexican state. Police or a judge may ask you to prove that you can pay for an accident you have caused or for harm you may have done, or they can detain you until you offer proof you can pay. You could be detained at the scene, your vehicle could get impounded, or you could even go to jail.

Liability only policies offer the most basic auto insurance coverage, and are the minimum required by law when driving in Mexico. Mexpro's liability policies cover damages to other persons and property resulting from an accident you cause. And, it covers the driver and passengers in your vehicle. Your vehicle is not insured with this policy. All Mexpro's policies include our trademark MexVisit® travel assistance, which includes roadside and legal assistance.

Full Coverage Mexico Auto Insurance

The U.S. State Department recommends that you purchase the same amount of insurance coverage for your vehicle in Mexico that you have on your car at home. Mexpro's full coverage policies offer $300,000 or $500,000 U.S. in liability coverage, minimal deductibles, and our exclusive MexVisit® travel assistance—which includes roadside assistance, legal, and bail bond aid through bilingual agents.

A full coverage Mexico auto policy with Mexpro includes liability insurance coverage, coverage for physical damage to your vehicle, and total vehicle theft coverage. Our premium policy, additionally, provides partial theft or stolen parts and vandalism coverage, uninsured motorist deductible waiver, gap coverage, and increased labor rates for those who wish to repair their vehicles in the U.S.

Frequently Asked Questions

Read our detailed FAQ page for more.

I've Been in an Accident, Now What?

Follow these Claims Instructions.

  1. Stay calm.
  2. REPORT YOUR CLAIM IN MEXICO. Your vehicle will not be covered if you wait until you get back to the U.S. to make a claim. Do not leave the scene of the accident.
  3. Call the toll-free number on your Mexico insurance policy and an insurance adjustor will immediately be dispatched to the scene.
  4. Have a copy of your policy, registration, and driver's license ready for the insurance adjuster and local police.
  5. Do not agree to anything without discussing it with your insurance adjustor.
  6. Be sure to get copies of all reports for your records.

Read our claims instructions page for additional information.

Temporary Vehicle Importation Permit (TIP)

If you plan to drive to Mexico as a "visitor" with an FMM, are a temporary resident, temporary resident student, or a Mexican citizen living abroad, and you plan to travel beyond the Free Zone, you must obtain a Temporary Importation Permit (TIP) from Banjercito. Banjercito is the official Mexican issuing agency, and you can ONLY obtain a TIP from them. Purchase your TIP online on the Banjercito website or at a border location.

Get all the details on Vehicle Import Permits—how to get them, and what documentation is needed on our site. And/or read our Frequently Asked Questions (and answers) regarding TIPs for more information.

Choices at Competitive Prices

We have choices for you. You can purchase a policy simply to satisfy Mexico legal requirements, like our Liability Only or Driver's License policies, or you can purchase the broadest possible coverage, available with our premium full coverage policies.

On our quick and easy online quoting application you can compare up to 12 quotes in less than 2 minutes!