Auto Liability-Only Insurance for Mexico

Third party auto liability insurance, called liability-only insurance for short, pays for injuries to other people and/or damage to their property as a result of an accident you cause in Mexico. It is required by law on all Mexican federal roadways.

Mexpro provides liability policies with several liability limits to choose from. Our policies also include medical payments for you and your vehicle's occupants, guaranteed bail and legal assistance, and MexVisit® travel and roadside assistance.

The first party includes the occupants of the insured's vehicle and the third party is potentially everyone else.

If you are found to be at fault in an auto accident anywhere in Mexico, you will be held financially responsible for the damages caused to other people and their property. This can be via insurance or out-of-pocket. If you fail to have sufficient funds to pay for the resulting injuries or property damages, you could be incarcerated in a Mexican jail until you are able to fulfill your financial responsibility. According to the U.S. Department of State, Bureau of Consular Affairs, Mexican auto liability insurance coverage is required for all tourist vehicles traveling across the border. The bottom line: driving your vehicle in Mexico without proper Mexican liability coverage could be financially devastating, or even land you in jail.

There are two parts to liability only policies.

Liability Coverage

Third party liability coverage pays for damages you cause to other people's property with your vehicle.

Bodily Injury

Bodily injury coverage pays for injuries to other people that you cause with your vehicle.

Mexpro offers three additional coverages.

Medical Payments

Medical payments will cover you and the occupants of your vehicle when injured in an accident.

Legal Assistance / Bail Bond

Guaranteed bail and legal assistance are covered, up to the liability limit you chose on the quote application.

Travel / Roadside Assistance

Mexpro's MexVisit® travel assistance coverage is the best on the market and includes travel, roadside, other legal and medical assistance.

Liability Limits

What are the liability auto insurance limits for driving in Mexico? In the past it was common to purchase a policy with a $100,000 limit. Changes to Mexican law require much higher limits and they vary by state. Mexpro recommends no less than $300,000 in coverage and we suggest you consider the $500,000 limit.

With Mexpro, you can currently choose between limits of $50,000, $100,000, $300,000 and $500,000 USD depending on the insurer you choose. Our liability only insurance comparisons page provides the limit options from each of our insurers listed side-by-side.

Coverage from Insurers You Can Trust

The insurance companies we work with are financially stable, A.M. Best rated, and reputable. They have a history of easy claims processing and offer competitive pricing and choices. See our liability only comparisons page to view insurer coverage side-by-side.