How to Choose from the Mexican Insurance Companies on Your Mexpro Quote

Last Updated: February 23, 2021 by
Categories: Auto Insurance, Tips

How to compare and choose a company and policy for your next trip to Mexico.

Traveling by car to Mexico? It’s important to know that in order to drive your car in Mexico, you must have liability insurance from a Mexican insurance company. U.S. or Canadian liability insurance policies are not accepted by authorities in Mexico.

Mexpro’s quote results page gives you three options of Mexico insurance companies. Yet which one to select?

After filling out Mexpro’s short one-page quote form, where you’ll only need the dates of travel and the Actual Cash Value of your vehicle (and towed unit information, if applicable), you will be taken to the Insurer comparisons page. Here you will find matrix of coverage and Mexican insurance companies.

  1. The coverage dates you chose on the quote form will be visible on the top left of the web page.

  2. On the right side of coverage dates is an edit quote button, that will allow you to make changes to your quote (for example, you may have made a mistake, you want to change dates, etc.).

  3. Below the top line you will find a coverage matrix offering full and liability coverage prices for three different Mexican insurers. NOTE: The full coverage option will not show up if you do not have full coverage in the U.S. or Canada (required to have a vehicle registration) or if the age and/or value of your vehicle makes it ineligible through our insurer(s).

    • Below full coverage and/or liability coverage titles you will find the price for your selected dates of travel. If you click on one of the separate tabs at the top of the matrix, you will find the same information for six month and annual policies.
  4. On the bottom right of the page is the compare plans button. Click the button to see a table providing the coverage for each company, so you can compare them side-by-side.

What’s the difference between liability and full coverage?

Liability insurance protects other people and property outside your vehicle in the event of an accident you cause, including pedestrians, other motorists and their passengers. Property belonging to any third party is also covered, for example, vehicles, bikes, gates, etc. If you are at-fault in an accident, you and your passengers are covered (up to the liability limit) for Medical Payments, however your vehicle is not covered under a liability only plan.

Full coverage provides liability coverage, plus collision protection and comprehensive coverage, which includes medical coverage for you and your passengers, coverage for your vehicle, and other things like roadside assistance, bail bond payments, attorney’s fees, vandalism, car theft, or partial car theft.

Our Mexico Insurer Providers

All of the Mexico insurance companies we work with are A-rated companies based on the financial stability of the company. Each has a solid history of paying claims, ensuring your claim will be handled quickly and professionally.

Click on the company icons on the top of the coverage matrix to get more information on each.


ABA Seguro: ABA Seguros is an A+ rated company, owned by Chubb Group, one of the largest insurers in the world. They’ve been around since 1956. ABA’s full coverage medical payments coverage provides $15,000 per person with a maximum of $75,000 per accident ($15,000/$75,000).

El Aguila/ Great American: El Aguila Compania de Seguros (The Eagle) was established in 1994, El Aguila is part of Great American Insurance Company, who has an A+ rating. Our El Aguila full coverage policies are the same as El Aguila.

GNP Seguros: Grupo Nacional Provincial (GNP), founded in 1907, is one of Mexico’s largest insurance companies. Our full coverage GNP policies provide flat-rate medical payments coverage of $30,000, which is a little different from our other companies, who offer a per person and maximum per accident rate. The legal assistance, bail bond coverage on GNP policies is $50,000, which is less than our other companies, who provide $500,000 in coverage. GNP’s liability coverage also provides a little less third-party medical coverage $5000/person and $25,000/accident (compared to $10,000/$50,000 with our other companies). The liability package also provides $30,000 in bail bond/legal assistance (compared with $300,000 or $500,000 provided by our other companies).

“Liability Only” or “Full coverage” Options

If you do not have full coverage in your home country, you will not be able to purchase full coverage in Mexico. The only exception – if you will be in Mexico 180 days or longer. Your Mexico car insurance cannot carry more insured value than your U.S. or Canadian policy.

In addition, in some cases you will not be offered the full coverage option, based on the age and/or value of your vehicle. If this is a problem for you, you may want to contact us toll free at 855-Mexpro1 (855-639-7761).

On the quote results page, the coverage matrix will include six quotes (unless you are not offered full coverage) from the three companies mentioned above. Underneath each company logo will be a dollar quote for full coverage and liability only options. If you’re unsure about what coverage is offered, click on the blue “i” information icon next to “Liability Only” or “Full Coverage”. If you click on this link a pop-up window will appear where you will be able to view all coverage options available for that policy and the option to download detailed terms & conditions (in English & Spanish).

Pricing and Selections

In the coverage matrix you’ll find prices listed for each policy under “Full Coverage” or “Liability Only” for the dates you selected on the quote form. Above the company names, you’ll see blue tabs labelled “Six Month” and “Annual”. When you click one of these tabs, you’ll see all the same information you saw on the selected dates matrix, but the prices shown will be for a six-month policy or annual policy, as indicated by the tab you selected.

If you are traveling to Mexico more frequently, you may consider buying a longer-term insurance plan. For example, if you travel to Mexico twice a year in the spring and fall for a total of four weeks, having a six-month policy will be less expensive than purchasing a new policy for each trip. If you think you may be visiting more often, consider buying a policy to cover a longer period of time for less money.

Compare Coverage

Click on the “Compare Plans” button to the right of the page to compare all the policies side-by-side. A pop-up window will appear showing each company and policy, with the coverage offered on both liability and full coverage (if applicable) policies.

This is an important step. Not all companies offer the same coverage, so it’s important to review their options before selecting your policy provider. For example, not all our insurance companies have the same medical payments coverage. If this is important to you, be sure you get the right policy by checking here. You can also see a similar table that separates liability and full coverage policies on our website.

Confident Travel

We provide this information, so you don’t have to randomly select coverage from an unknown Mexican insurer. By knowing how to navigate our quote results page, you can make the best selection so you feel confident, safe, and can more fully enjoy your travels in Mexico.