Homeowners Insurance for seasonally owned, rented or occupied homes, condos, and townhomes located in Mexico.

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Mexico Homeowners Insurance Coverage Details

Dwellings, Fire & All Risk

COVERAGE LIMIT:

$5,000 up to $2,000,000

DEDUCTIBLE:

$500 up to $20,000

COINSURANCE:

None

DESCRIPTION:

Replacement value coverage for your home and other structures on your property, up to the limit you choose on your quote application.

COVERAGE LIMIT:

$5,000 up to $2,000,000

DEDUCTIBLE:

1% up to 5% depending on location

COINSURANCE:

10% or 20% depending on location

DESCRIPTION:

Catastrophic replacement value coverage for damage caused to your home, and other structures on your property, by hurricane, wind, hail, flood, tidal wave, earthquake and/or volcano eruption.

COVERAGE LIMIT:

$5,000 up to $1,000,000

DEDUCTIBLE:

$500 up to $20,000

COINSURANCE:

None

DESCRIPTION:

Personal property or contents coverage includes furniture, electronics, appliances, art, jewelry, etc., for damage caused by hurricane, wind, hail, flood, tidal wave, earthquake and/or volcano eruption.

COVERAGE LIMIT:

$5,000 up to $1,000,000

DEDUCTIBLE:

1% up to 5% depending on location

COINSURANCE:

10% or 20% depending on location

DESCRIPTION:

Catastrophic contents coverage for furniture, electronics, appliances, art, jewelry, etc.

COVERAGE LIMITS:

$100,000 up to $2,000,000

DEDUCTIBLE:

None

COINSURANCE:

None

DESCRIPTION:

Liability coverage applies to bodily injury or property damage incurred by other people on your property.

COVERAGE LIMITS:

$1000 up to $400,000

DEDUCTIBLE:

None

COINSURANCE:

None

DESCRIPTION:

Extraordinary expense coverage pays expenses incurred when your home becomes uninhabitable, like loss of use/rent or lodging reimbursement.

COVERAGE LIMITS:

$1000 up to $250,000

DEDUCTIBLE:

$500 up to $20,000

COINSURANCE:

None

DESCRIPTION:

Theft coverage pays for theft of household contents (personal property).

 

Please read our terms and conditions for more detailed coverage information. If there is any discrepancy between other written material and the terms and conditions, the terms and conditions will prevail.

Quote and Purchase Online

You can use our easy online application, in English or Spanish, to quote and purchase your policy.

Eligibility

We can bind homes and condos online up to $2 million in dwelling replacement value. For homes over $2 million in value, please call our office (855-Mexpro1).

NOTE: We are currently unable to insure homes in the Yucatan Peninsula.

Underwritten By

Mexpro has earned a great reputation for providing outstanding coverage for homes and condos in Mexico. Our homeowners insurance is underwritten by one of the best known and most trusted insurance companies in Mexico, Grupo Nacional Provincial. For over 100 years, GNP has been the premier provider of insurance in Mexico and holds and A- rating from Global Rating Service A.M. Best.

Claims

Report your claim if you have a loss to your property which exceeds your deductible by calling our toll free number 01-800-400-9000, or from the U.S./Canada you can call 011-52-555-227-9000. Follow the instructions provided in your terms and conditions or call us at 855-MEXPRO1.


Still have questions? Our FAQ page should be able to answer all your questions and those you've not thought of yet.