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When it comes to insurance there two important factors: coverage and cost. Mexican Auto Insurance is no different. Mexpro offers a number of options to ensure you can find a policy that fits your needs. Of the four companies Mexpro represents, each offers two programs: a standard policy--what you might find at the border, and an extended policy. The extended policy offers a better level of coverage, while the standard policy provides an economical way to insure your vehicle in Mexico. Below find the breakdown of each of the coverage options and limits each companies offers. While coverage is relatively similar, be sure to focus on the limits, as there are subtle differences.

Coverage Comparisons

Company ABA ABA Extended ACE ACE Extended El Aguila El Aguila Extended GNP GNP Extended
A.M. BEST Ranking Parent Company A+ Parent Company A+ A- A-
US Parent Company Chubb Group
(formerly ACE-INA)
Chubb Group
(formerly ACE-INA)
American Financial Group N/A
Section I (collision, turnover, glass breakage∗) Up to the value appearing on the Declarations page, not to exceed Market Value (Subject to deductible)
*GNP includes natural phenomena as a Section II Peril increasing the deductible to $1,000 for losses related to flood, hurricane, etc.
Section II (theft, fire, natural phenomena∗) Up to the value appearing on the Declarations page, not to exceed Market Value (Subject to deductible)
*GNP includes natural phenomena as a Section II Peril increasing the deductible to $1,000 for losses related to flood, hurricane, etc.
Partial Theft/Vandalism NO YES, $500 Deductible NO YES, $500 Deductible NO YES, $500 Deductible NO YES
Fixed Deductible Option Optional $500 Section 1
$1,000 Section 2
Optional Standard Not Available Optional $500 Section 1
$1,000 Section 2
Optional $500 Section 1
$500 Section 2
Extension of Liability to Towed Units YES YES NO NO YES YES YES YES
Physical Damage for Registered Off-Road Vehicles YES YES NO NO YES YES YES YES
Collision Deductible Waiver When third party at fault NO YES NO NO NO YES NO YES
Coverage for Third Party Liability $50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$500,000 CSL $50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$300,000 CSL
$500,000 CSL
$50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$500,000 CSL $50,000 CSL
$100,000 CSL
$300,000 CSL
$500,000 CSL
$500,000 CSL
Medical Payments $10,000 / $50,000 $15,000 / $75,000 $2,000 / $10,000 $5,000 / $25,000 $10,000 / $50,000 $15,000 / $75,000 $5,000 / $25,000 $30,000 CSL
Medical Payments when damaged by an Uninsured Motorist $10,000 / $50,000 $15,000 / $75,000 $2,000 / $10,000 $15,000 / $40,000 $10,000 / $50,000 $15,000 / $75,000 $5,000 / $25,000 $30,000 CSL
Physical Damage to car when damaged by an Uninsured Motorist Subject to Deductible Deductible Waived Subject to Deductible Subject to Deductible Subject to Deductible Deductible Waived Subject to Deductible Deductible Waived
Limited GAP Coverage NO YES-up to 15% over ACV NO NO NO YES-up to 15% over ACV NO NO
Legal Assist/Bail Bond Up to Liability limit Up to Liability limit $30,000 $50,000 Up to Liability limit Up to Liability limit $30,000 $50,000
Roadside Assistance MexVisit® Travel Assistance Included ACE Platinum Assist MexVisit® Travel Assistance Included YES
Increased US Labor Rates (for US Repair) NO $100 for all Vehicles NO Car/Van/Moto - $50
SUV/Pickups - $70
RV - $75
All others - $50
NO $100 for all Vehicles NO Car/Van/Moto - $50
SUV/Pickups - $55
RV - $70
All others - $50

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