LIMIT:
$500,000
DESCRIPTION:
Liability insurance is required on all foreign vehicles driving in Mexico. It pays for damages to other person(s) and vehicle(s) involved in accidents caused by the insured, up to the limit of $500,000.
ABA Seguros Full Coverage / Extended Endorsement Auto Insurance
ABA's Full Coverage policy is an extended endorsement that provides premium vehicle coverage with the limits, deductibles, and coverage described below. ABA Seguros is a Chubb Group company, with an A+ A.M. Best rating and a long history of financial stability and favorable claims settlements.
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ABA Full/Extended Coverage, Limits, Descriptions
COVERAGE
LIMIT
DESCRIPTION
Liability
$500,000
Liability insurance is required on all foreign vehicles driving in Mexico. It pays for damages to other person(s) and vehicle(s) involved in accidents caused by the insured, up to the limit of $500,000.
Medical Payments
$15,000/$75,000
This policy covers medical expenses for the occupants of the insured vehicle up to $15,000 per person, and $75,000 per accident. Motorcycles, ATVs, and UTVs are excluded.
Guaranteed Bond & Legal Assistance
$500,000
The company's legal representative will post bond or deposit a guarantee, up to the liability limit of $500,000, to obtain the provisional release of the driver, and/or the release of the covered vehicle, and to guarantee the repair of the damaged third party property.
15% above ACV
On a covered total loss or total theft, this will pay the difference between the actual cash value (ACV) of your vehicle and what you owe on the vehicle lease or loan, up to 15% above the vehicle's actual cash value. The physical damage deductible ($500) or theft deductible ($1000) will still apply. This coverage only applies when the insured amount of the vehicle as listed on the declarations page is equal to or greater than the Actual Cash Value of the vehicle.
ABA Full/Extended Coverage, Deductibles, Descriptions
COVERAGE
DEDUCTIBLE
DESCRIPTION
Physical Damage
$500
(ATV/UTV $2,000)
Covers damages caused to your vehicle from collision or overturning, up to the insured amount you chose or the actual cash value of the vehicle, whichever is less. Use the Kelly Blue Book or NADA Guide to determine your vehicle value.
Total Theft
$1,000
(ATV/UTV $2,000)
Covers your stolen vehicle, up to the insured amount you chose, or the actual cash value of your vehicle, whichever is less. Use the Kelly Blue Book or NADA Guide to determine your vehicle value.
Partial Theft
$500
(No ATV/UTV coverage)
Covers theft of parts and accessories that are permanently attached to the insured vehicle, excluding video and sound reproducing equipment, personal property, or objects contained in the vehicle.
Vandalism
$500
(No ATV/UTV coverage)
Covers your vehicle when it is deliberately vandalized, up to the insured amount you chose or the actual cash value of your vehicle, whichever is less. Use the Kelly Blue Book or NADA Guide Guide to determine your vehicle value.
Uninsured Motorist Deductible Waiver
$0
When an accident is caused by someone who does not have insurance, you will be covered up to the insured amount you chose or the actual cash value of your vehicle, whichever is less. There is no deductible applied under this coverage. Please use the Kelly Blue Book or NADA Guide to determine your vehicle value.
ABA Full/Extended Additional Coverage Descriptions
COVERAGE
DESCRIPTION
Travel Assistance
Mexpro provides MexVisit® Travel Assistance with all our full coverage policies. It helps you with filing for new and recovering lost or stolen documents, emergency money transfers, finding lost baggage, embassy and consulate communications, and more. Please see our MexVisit® page and/or read the MexVisit® terms and conditions for details.
Roadside Assistance
Mexpro's MexVisit® package also includes roadside assistance. While in Mexico you'll get emergency fuel delivery, flat tire aid, battery jumpstart, locksmith, towing, return of vehicle to the U.S. if trip is interrupted, trip continuation or return to home residence, lodging expenses, rental car, and more. Read the MexVisit® terms and conditions for details.
Medical Assistance
Your full coverage policy includes MexVisit® 24-hour medical assistance including emergency land and air evacuation, lodging & travel for your traveling companion, repatriation of mortal remains, dental, and eye glass replacement assistance. Read the MexVisit® terms and conditions for details.
Legal Assistance
The MexVisit® travel product includes personal and auto legal assistance. A professional attorney can be called upon 24 hours/day and it provides bail bond assistance. Auto legal assistance can include canceling your temporary importation permit in the event of an accident, and assistance with police corruption. Read the MexVisit® terms and conditions for details.
Increased Labor Rates
With prior agreement of the Company, the Insured may get the vehicle repaired outside of Mexico. Instead of Mexican labor rates, the Company will require at least two estimates and will pay the actual labor costs incurred in the USA or Canada, not to exceed $100 per hour for any type of vehicle. Vehicles will be considered a total loss at the option of the Company.
Liability
Medical Payments
LIMIT:
$15,000/$75,000
DESCRIPTION:
This policy covers medical expenses for the occupants of the insured vehicle up to $15,000 per person, and $75,000 per accident. Motorcycles, ATVs, and UTVs are excluded.
Guaranteed Bond & Legal Assistance
LIMIT:
$500,000
DESCRIPTION:
The company's legal representative will post bond or deposit a guarantee, up to the liability limit of $500,000, to obtain the provisional release of the driver, and/or the release of the covered vehicle, and to guarantee the repair of the damaged third party property.
Gap Coverage
LIMIT:
15% above ACV
DESCRIPTION:
On a covered total loss or total theft, this will pay the difference between the actual cash value (ACV) of your vehicle and what you owe on the vehicle lease or loan, up to 15% above the vehicle's actual cash value. The physical damage deductible ($500) or theft deductible ($1000) will still apply. This coverage only applies when the insured amount of the vehicle as listed on the declarations page is equal to or greater than the Actual Cash Value of the vehicle.
Physical Damage
DEDUCTIBLE:
$500 (ATV/UTV $2,000)
DESCRIPTION:
Covers damages caused to your vehicle from a collision, up to the insured amount you chose or the actual cash value of the vehicle, whichever is less. Use the Kelly Blue Book or NADA Guide to determine your vehicle value.
Total Theft
DEDUCTIBLE:
$1,000 (ATV/UTV $2,000)
DESCRIPTION:
Covers your stolen vehicle, up to the insured amount you chose, or the actual cash value of your vehicle, whichever is less. Use the Kelly Blue Book or NADA Guide to determine your vehicle value.
Partial Theft
DEDUCTIBLE:
$500 (No ATV/UTV coverage)
DESCRIPTION:
Covers theft of parts and accessories that are permanently attached to the insured vehicle, excluding video and sound reproducing equipment, personal property, or objects contained in the vehicle.
Vandalism
DEDUCTIBLE:
$500 (No ATV/UTV coverage)
DESCRIPTION:
Covers your vehicle when it is deliberately vandalized, up to the insured amount you chose or the actual cash value of your vehicle, whichever is less. Use the Kelly Blue Book or NADA Guide Guide to determine your vehicle value.
Uninsured Motorist Deductible Waiver
DEDUCTIBLE:
$0
DESCRIPTION:
When an accident is caused by someone who does not have insurance, you will be covered up to the insured amount you chose or the actual cash value of your vehicle, whichever is less. There is no deductible applied under this coverage. Please use the Kelly Blue Book or NADA Guide to determine your vehicle value
MexVisit® Travel Assistance
Mexpro provides MexVisit® Travel Assistance with all our full coverage policies. It helps you with filing for new and recovering lost or stolen documents, emergency money transfers, finding lost baggage, embassy and consulate communications, and more. Please see our MexVisit® page and/or read the MexVisit® terms and conditions for details.
Roadside Assistance
Mexpro's MexVisit® package also includes roadside assistance. While in Mexico you'll get emergency fuel delivery, flat tire aid, battery jumpstart, locksmith, towing, return of vehicle to the U.S. if trip is interrupted, trip continuation or return to home residence, lodging expenses, rental car, and more. Read the MexVisit® terms and conditions for details.
Medical Assistance
Your full coverage policy includes MexVisit® 24-hour medical assistance including emergency land and air evacuation, lodging & travel for your traveling companion, repatriation of mortal remains, dental, and eye glass replacement assistance. Read the MexVisit® terms and conditions for details.
Legal Assistance
The MexVisit® travel product includes personal and auto legal assistance. A professional attorney can be called upon 24 hours/day and it provides bail bond assistance. Auto legal assistance can include canceling your temporary importation permit in the event of an accident, and assistance with police corruption. Read the MexVisit® terms and conditions for details.
Increased Labor Rates
With prior agreement of the Company, the Insured may get the vehicle repaired outside of Mexico. Instead of Mexican labor rates, the Company will require at least two estimates and will pay the actual labor costs incurred in the USA or Canada, not to exceed $100 per hour for any type of vehicle. Vehicles will be considered a total loss at the option of the Company.
For more coverage information, please read the policy's terms and conditions. If there is any discrepancy with other written material, the terms and conditions will prevail.
ABA Seguros Claims
In order to properly settle your Mexican auto insurance claim, you MUST report your claim in Mexico.
1
Immediately contact your insurer if you need to make a claim. Any attempt to report a claim outside of Mexico will be rejected by your Mexican insurer.
2
Be sure to have the following ready when you call the claims number:
- the driver's license of the person who was operating the vehicle,
- your vehicle registration,
- a copy of your insurance policy.
3
Follow the claims instructions provided and those provided by your claims agent when you call.