Mexican Auto Insurance Coverage
Included in all Mexico Liability Insurance Policies:
Civil Liability Insurance - This coverage protects you in the event you cause bodily injury or property damage to third parties while driving your car in Mexico. Insurance coverage is available up to $500,000 US Combined Single Limit for damages you do to others. BEWARE OF OTHER MEXICO INSURANCE COMPANIES WHO USE LOWER SPLIT LIMITS, i.e. 40/80/40. Lower split limits reduce the amount of payment for certain types of losses.
Guaranteed Bond and Legal Assistance - Our Mexican insurance policy will pay to assist you in the event you need to deal with Authorities following a covered cause of loss. Not available on driver's license policies. BEWARE OF OTHER MEXICAN AUTO INSURANCE COMPANIES WHO DO NOT INCLUDE THIS COVERAGE IN THEIR PROGRAM.
Travel Assistance - Our Mexican Auto Insurance policy includes certain types of travel assistance; including medical assistance, tourist information, vehicle towing, etc. Not available on driver's license policies. MOST OTHER MEXICO INSURANCE COMPANIES DO NOT OFFER THIS SERVICE. Details on our special travel assistance coverage »
Medical Expense for Occupants - Our Mexico insurance policy will pay the medical expenses of the driver and occupants of the vehicle in Mexico for injuries sustained in a covered cause of loss. Mexican insurance coverage is available up to $5,000 for each injured party but not more than $25,000 for all occupants combined. Not included in Mexican MOTORCYCLE INSURANCE policies or driver's license policies.
Optional Physical Damage Coverage
Property Damage to Your Vehicle - This coverage includes Collision, Turnover, Fire, Lightning, Explosion, and certain meteorological events, among other coverage. Note that "Comprehensive" coverage, as it is known in the US, is not available on Mexican Auto Insurance policies.
Total Theft - This coverage includes Total Theft of the vehicle. Note that partial theft coverage is not available from most Mexican auto insurance companies.
Optional Special Broadening Endorsement
We have three special optional endorsements available which, when purchased, provide you with a Mexico insurance package endorsement not available from any other insurance companies in Mexico. Some of the additional optional coverage includes partial theft, vandalism, uninsured motorist, increase cost of repair, and fixed minimum deductibles.