Mexico Home Owners Insurance Coverage Details

Mexpro has earned a great reputation for providing outstanding coverage for homes and condos in Mexico. Our home owners insurance is underwritten by one of the best known and most trusted insurance companies in Mexico, Grupo Nacional Provincial, an A-rated insurer. Below is an outline of the coverage available through Mexpro/GNP’s Mexico home and condo insurance program.

Primary Dwelling and Other Structures Replacement Value Coverage

  • Homes and Condos can be insured from $5,000, up to a maximum of $1,000,000
  • Adjustable Deductibles - starting as low as $500
  • Glass breakage coverage is subject to a separate limit and deductible.

Personal Property Contents Coverage

  • Personal Property can be insured from $5,000, up to a maximum of $400,000
  • Deductibles are adjustable with options starting as low as $500
  • Theft coverage is subject to a separate limit and deductible

Extraordinary Expense Loss of Use/Loss of Rents Coverage

  • Minimum Limit of $1,000
  • Maximum Limit of $200,000

Debris Removal

  • Minimum Limit of $1,000
  • Maximum Limit of $100,000

Civil Liability Coverage

  • Minimum Limit of $100,000
  • Maximum Limit of $1,000,000

* Mexpro recommends purchasing no less than $300,000 for your limit of civil liability coverage.

Optional Coverage for Catastrophic Perils

  • Earthquake and Volcanic Eruption Coverage
    • Subject to peril specific deductible and coinsurance amounts that vary by insured location.

  • Hydro Meteorological Coverage (Hurricane, Windstorm, Hail, Flood, Tidal Wave, etc.)

    * Our program has a mandatory 15 day waiting period for Hydrometeorological Coverage

    • Available for coastal beachfront risks
    • Does not require storm shutters
    • Subject to peril specific deductible and coinsurance amounts that vary by insured location.

Coverage territory includes most of Mexico

Available in 28 out of 31 Mexican States *

* GNP has a moratorium that prevents writing home or condo insurance policies for risks located in the Yucatan Peninsula, which includes the states of Yucatan, Campeche, and Quintana Roo.

For better detail about the policy, its coverage items, and exclusions, please see the GNP Mexico home owners insurance terms and conditions.

Couple our great coverage with our great customer support team and an easy online quote process, and you have the best home owners program available in Mexico! Get a quote now!