Frequently Asked Mexico Boat Insurance Questions
Find the most commonly asked questions regarding insuring your boat in Mexico. Or you can search below.
Do I need Insurance on my boat while in Mexico?
Yes. Any boat or watercraft operating in Mexican waters or entering Mexico ports is legally required to carry Mexico Watercraft Liability insurance. Liability coverage provides financial responsibility in the event an owned watercraft is responsible for damages done to other vessels, docks, marinas or persons.
What types of boats and personal watercraft do you insure?
We cover personal watercraft (jet skis, etc.), yachts, sailboats and powerboats up to 133 feet in length.
Do you provide Mexico insurance for commercial boats?
No. We are unable to provide any insurance coverage for boats that are participating in commercial activities.
Can I buy my policy on a short-term basis?
Yes. We offer daily policies, and discounted 6-month or annual policies; all options are provided on our quote results page. If you see the daily option has a large ‘X’ instead of a price, it means the price is higher than the discounted 6-month or annual rates.
What boat liability limits do you offer?
Bodily injury (to others) limits are $50,000, $100,000 or $250,000 per person. Bodily injury (to others) per accident limits are $100,000, $300,000, or $500,000. Property damage liability (to others) is offered at $100,000 or $250,000.
Our boat liability policy covers damages done to third parties, including other vessels, docks, marinas, etc. We do not provide coverage for damages done to your owned watercraft, nor medical payments for you or your passengers. We strictly provide Mexico Liability coverage for damages to third parties for which you are legally liable.
Do you insure yachts?
Yes, we have a special program for yachts, please call our office toll-free at +1-855-MEXPRO1 (+1-855-639-7761) to learn more.
How do I get a quote?
Fill out our quote application and get a quote in two minutes or less. Then you can purchase and print your policy online. If you need assistance, please call our office at +1-855-MEXPRO1 (+1-855-639-7761).
How do I file a claim?
If a covered loss occurs, contact the appropriate local authorities. Then report the incident immediately to the phone numbers that are listed on your policy. You will be provided a claim number, adjuster’s name, and estimated time of arrival of the adjuster on the scene of the accident. Read our claims instructions page for more information.
Where can I find my watercraft policy terms and conditions?
When you purchase Mexico insurance from Mexpro, we email you a link with access to your account where you can view/print your receipt, declarations page, and Terms & Conditions. You can also download the El Aguila Mexico watercraft insurance policy terms and conditions here.