ABA Seguros Plus Mexican Insurance Details

When shown as covered on the face sheet of the Mexican Insurance policy, and upon payment of the corresponding premium, this endorsement modifies coverage and limits as follows:

1. Increased Limits for Civil Liability for Property Damage and for Bodily Injury to Third Parties
   The Combined Single Limit for Property Damage Liability/Bodily Injury Liability limit is increased to US $170,000.

2. Increased Medical Expenses for Occupants of the Insured Vehicle
   The limit for Medical Expenses is increased to US $15,000 per person, US $75,000 per accident.

3. Guaranteed Bond and Legal Assistance
   The company legal representative will post bond or deposit the guarantee before the Agent of the Public Ministry Office and/or Penal Judge up to US $170,000 to obtain the provisional release of the Driver, and/or the release of the covered vehicle and to guarantee the repair of the damaged third party property.

4. Travel Assistance - The underwriter provides some coverage for Towing, other expenses, and Travel Assistance.

5. Increased Cost of Repair
   With prior agreement of the Company, the Insured may proceed to repair his vehicle outside Mexico. Instead of Mexican labor rates, the company will pay a higher labor rate per hour according to the following limits:
   
   

   Cars:	$50 USD Per Hour
   Other Vehicles:	$70 USD Per Hour
   Trailed Units:	$50 USD Per Hour (only if covered for collision and upon payment of the corresponding premium)

   
   Vehicles will be considered a total loss at the option of the Company.
   

6. Fixed Deductibles
   Deductibles for collision and total theft are fixed at US $500 and US $1000 respectively.

7. Partial Theft
   Theft of parts and accessories that are permanently attached to the insured vehicle, excluding video and sound reproducing equipment, personal property, or objects contained in the vehicle. This coverage is subject to the fixed deductible of US $1,000 for theft.

8. Vandalism
   Determined and malicious damage to or destruction of the insured vehicle. This coverage is subject to a fixed deductible of US $1,000.

9. Deductible Waiver in Accidents with Third Parties At Fault
   If you are involved in an accident in which an uninsured third party is at fault as determined by the legal authorities, and you sustain damage to your vehicle, we will pay for damages to your vehicle and waive your deductible.
   
   The Insured, however, must fully cooperate with the Company in order to retain the corresponding right of recovery against the third party responsible for the accident.