Frequently Asked Questions about Buying Mexico Insurance
- Q: Does my US Auto insurance cover me in Mexico?
A: NO! Some people believe that their US auto policy will cover them in Mexico; however, the in most cases it will not or the coverage will be vastly inferior.
US auto policies have a defined territory. In most cases this includes the US, Canada, and US territories such as Puerto Rico. Because Mexico is not listed there is no coverage under a US policy.
Some believe they can purchase an endorsement or add on to their policy that will provide coverage in Mexico. While these endorsements do exist, there is usually language in the endorsement that says something along the lines of the following:
"Auto Accidents in Mexico are Subject to the Laws of Mexico, Not the laws of the United States. Under Mexican law, Auto Accidents are considered a criminal offense as well as a civil Matter."* In other words, insurance is designed to meet the laws of a state or country and US insurance coverage does not meet the requirements of Mexican law or insurance requirements.
"The coverage we provide you by this endorsement does not meet Mexican auto insurance requirements."* In other words, insurance is designed to meet the laws of a state or country and US insurance coverage does not meet the requirements of Mexican law or insurance requirements.
"You are required to purchase liability insurance through a licensed Mexican insurance company for this endorsement to apply."* In other words there is no real coverage provided, get it elsewhere.
The coverage is usually limited to 25-75 Miles from the border.
The bottom line is that the US policy will not meet your needs, won't be recognized by the authorities, and you need to purchase as separate policy.
If you have an RV, then there is a way to purchase coverage for physical damage on a US policy with a separate policy that will save you a ton of money, but there are some important things to understand so give us a call today for more information at +1-888-723-4617.
- Q: Do you have to buy Mexico insurance in Mexico?
A: NO! In fact it's better to purchase coverage before you get to Mexico. This is because if you wait to get to Mexico you will be without coverage until you get your policy. You can get a quote, and purchase online in minutes, you can call us at +1-888-723-4617, or you can visit a local agent. For more information about your local agent call us.
- Q: What is the process to get a Mexican insurance policy?
A: It's easy to get car insurance quote with Mexpro.com, decide which policy to purchase, complete the policy application, and print your policy. The process is straight forward.
- Q: Once I have my quote what will I need to purchase a policy?
A: Most of the information you will know off the top of your head, but there are a few documents you will want to have close.
US Insurance Policy
License Plate number
Lien holder information, if applicable
Credit or Debit Card
The whole process takes less than 8 minutes, get your quote now and purchase today!