Travellers should make sure insurance is on their packing list for next trip
I obtained my policy through my credit card provider, but coverage can also be provided through banks, travel companies and employer health plans.
"Emergency medical is without doubt the most important coverage to make sure any traveller — whether they're driving, flying, taking a boat, taking a train — has when they leave their province of residence. It's absolutely critical when you leave Canada," said Martha Turnbull, head of travel claims at RBC insurance.
Provincial health plans provide some coverage, but it's negligible.
"Generally speaking, a safe rule of thumb is the provinces provide very little, if any, meaningful coverage for out-of-country travel when it comes to emergency treatment," said Turnbull.