Options Needed On Your Mexico RV Insurance Policy

Last Updated: June 4, 2022 by
Categories: RV Insurance

At Mexpro.com, coverage options are offered that are generally not available on a standard auto policy. The following are descriptions of our specialty coverage.

Vacation Liability

Vacation liability coverage provides general liability coverage while your RV is being used as a vacation residence. This coverage will follow you on your travels, from one campsite to the next RV lot. It will also cover the perimeter of your campsite to protect you against any kind of incident you could legally responsible for. If you are a Full-Timer, we recommend replacing this Vacation Liability with Full-Timer Liability coverage.

Emergency Expense

Emergency Expense pays for temporary living facilities, transportation, and the cost of returning the RV to your home in the event of a covered loss where you are more than 50 miles away.

Diminishing (or Disappearing) Deductible

By adding this optional coverage, your deductible is reduced by 25% following each claim-free policy term.

Replacement Cost for Personal Effects

This is an optional coverage that replaces the personal contents inside your RV that are ruined during a covered loss or stolen during a break-in. This would cover anything from pots and pans, clothing, bedding and lawn furniture, to more expensive items like jewelry and electronics.

Extended Utility Trailer Coverage

This option covers your utility trailer that is being pulled behind your RV. Every Mexpro RV policy automatically provides $2500 worth of coverage, but we can also increase that coverage to insure more expensive trailers.

Golf Cart Coverage

You can add coverage to your RV policy to protect a golf cart that is not licensed for street use, but rather used in parks or campsites.

Windshield Replacement Coverage

Most RV owners know the high expense of replacing their motor home windshield. By adding this optional coverage, your glass will be protected with a low deductible (offered in most states).

Mexico Physical Damage Coverage

The Mexico physical damage coverage option extends comprehensive and collision coverage into Mexico. The Mexican Liability portion is sold separately, but is also available through our agency.

With over 8 million RVs on the road today, there is no reason to purchase substandard insurance that will not cover you properly in the event of a loss.