Mexpro November 2011 Newsletter

November 2, 2011 by
Categories: Mexpro.com, Newsletter, Tips

November 2011 Issue...

Vehicle Permit Requirements

Mexican Insurance 101

November Festivals & Events in Mexico

Mexpro.com's Blog

Felipe Calderon Welcomes Visitors

SAFETY...in Mexico

Mexico Homeowners Insurance

Other Insurance Products We Sell

Dream Scholarship Fund

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Mexico Homeowners Insurance

In the past the thousands of Americans & Canadians who own homes in Mexico have been forced to purchase less than adequate homeowner's insurance policies from local insurers in Mexico, that included high deductibles. Today Mexpro.com proudly offers a Mexico Homeowners Insurance policy worthy of our name. With reasonable deductibles our policies read like U.S. and Canadian HO3 policies. We ONLY provide insurance through A.M. Best A-rated companies.

Click here to learn more about how our Mexico Home Insurance Coverage compares to your current property coverage for Mexico

Other Insurance Products from Mexpro.com

Did you know that Mexpro.com's parent company, International Insurance Group, Inc., is a leading provider of USA Specialty Insurance Vacant and Rental Homes and Dwellings, RVs and Travel Trailers, Manufactured Homes, Motorcycle and Watercraft Insurance? If you have insurance elsewhere for these items, you may want to look for an upgrade in coverage and for lower prices through us today! We specialize in insuring these unique risks.

Dream Scholarship Fund

Check out our scholarship fund for Immigrant students...which has raised over $ 70,000 in the past year, and awarded 12 scholarships for the 2011 Fall Semester. Donations can be made online, and students who qualify can also apply for tuition assistance online. The fund will be awarding at least 20 scholarships for the fall 2012 semester, so if you know any students who qualify, or would like to donate, please visit the website at www.dreamscholarshipfund.com.

Mexpro.com is not only dedicated to providing you with competitive prices, but also to providing you quality coverage from A-Rated insurers.

Call us now at: 888-467-4639!

Mexico Insurance November 2011 Newsletter

Happy Holidays from Mexpro.com!

Thank you for purchasing your past Mexico insurance from Mexpro.com and welcome to our November Holiday Newsletter.

The annual migration to Mexico has begun. Snowbirds and retirees, as well as many other folks wishing to spend the holidays with family and friends, will soon be traveling south in droves. Mexpro.com's November newsletter focuses on saving you time at the border—offering tips on border crossing and traveling in the interior of Mexico. We also discuss recent changes to the Banjercito vehicle import process for those traveling outside the Mexico free zone. And, we've included an important message from Mexico's president, Felipe Calderon.

Save time and money by purchasing your Mexico car insurance with Mexpro.com. Quote, print and purchase your Mexico insurance just minutes before leaving for your next trip. If you need help with your Mexico insurance purchase, our staff of nearly 20 employees is here to help you. Feel free to contact us by phone at 888-467-4639 or online at Mexpro.com.

Traveling Outside of Baja or Sonora?
You Will Likely Need to Purchase a Vehicle Import Permit

A valid vehicle import permit is required for vehicles traveling beyond the Mexico "free zone". The Free Zone is an exception to the vehicle import requirement and includes the Baja Peninsula and vehicles covered by the "Only Sonora" program in Western Sonora. This program generally covers the area west of Mexican Federal Highway 15 between the Arizona border and the Gulf of California, ending in Empalme.

According to the U.S. Department of State one must provide the following to obtain a vehicle import permit:

  • evidence of citizenship
  • title for the vehicle
  • a driver's license
  • a processing fee to either a Banjercito (Mexican Army Bank) located at the port of entry or one of the Mexican consulates located in the United States
  • posting of a bond at a Banjercito office to guarantee the export of the car from Mexico within a time period determined at the time of the application

In June, 2011 new vehicle import permit rules were put in place. The biggest change is an increase in the bond amount. See our blog post on the new Vehicle Import Rules by clicking here. Our long-time customer and part–time resident of Mexico, Raechel Running, also provided her "care free" tips for dealing with the new import rules and easier border crossings on our blog, click here to read.

If you are traveling outside the "free zone" apply for a vehicle importation permit online prior to travel at the Banjercito website. Travelers will receive a pass code and then should visit any Banjercito location to obtain their Vehicle Import Permit, between 24 hours and 15 days of receiving the pass code. Get the permit online and avoid border delays. For more import permit information, including information on RV's & Travel Trailers, visit our website www.Mexpro.com.

Mexican Insurance 101 - Auto Insurance Must Know's

Many are preparing for vacations to Mexico during the holidays. In doing so you will want to be sure and purchase Mexican auto insurance for your trip. Below are some important tips to be aware of regarding your Mexican auto insurance and what to do in the event of a claim.

1. Mexican Plated Vehicles are NOT covered. You are purchasing a "Tourist Insurance Policy". ONLY vehicles with a U.S. or Canadian registration are eligible for this coverage. Mexican rentals are NOT COVERED.

2. Any person can drive your vehicle and be covered with this policy as long as the following conditions are met:

a. the driver has a valid U.S. or Canadian Driver's License,
b. the driver is 21 years of age or older, and
c. the driver has the permission of the owner to be driving the vehicle,
d. the driver does NOT have a Mexican driver's license.

Additional drivers do not have to be listed on the policy, although up to three additional drivers can be added when filling out the policy application. Your coverage will be VOID if anyone with a Mexican Driver's License drives your vehicle.

3. Be sure to include towed items. Anything that is being towed to Mexico with your vehicle that is not listed on the policy will VOID coverage. List towed items in the "Towed Unit" section of your Mexican auto insurance application, or be sure you tell your agent if you are purchasing over the phone.

4. File the claim in Mexico! In the unfortunate event of a Theft or Collision, it is important to call the number on your policy so an adjuster can come to the scene and make a report. Returning to the U.S. without the adjuster's report will VOID coverage.

5. Print two copies of your policy. Keep one copy of your Mexican auto insurance policy in the glove box, and one at your hotel, or the place you are staying. In the event your vehicle is stolen, you will still have your proof of insurance and the phone numbers needed to make a claim.

6. Check the A.M. BEST rating. You can always find a cheaper Mexican auto insurance policy...kiosks and roadside vendors will be happy to sell you an auto policy for a fraction of what you might be paying with Mexpro.com. But, chances are, your insurance information will not be available to the authorities in Mexico, like when you purchase online from Mexpro.com. You may have to jump through hoops to get an adjuster to look at your vehicle. And, who knows what could be involved with trying to make a claim.

At Mexpro.com we have done the footwork in determining which Mexico auto insurers provide the best and most reliable coverage. We only represent stable Mexico Insurance companies who have an A.M. Best A–Rating or better. If you decide to purchase from a different company, be sure to check their A.M. BEST rating first at www.ambest.com.

November Festivals & Events in Mexico

The holidays are an especially festive time in Mexico. There are numerous festivals and events happening every weekend. See below for close-to-the-border events and go to our blog for the full list of November Festivals & Events.

Rocky Point Rally
Puerto Peñasco, Sonora, November 10 to 13
The annual Rocky Point Rally is a motorcycle event that raises money for charity. Festivities include biker competitions, stunt shows, and parties.
Website: www.rockypointrally.com

44th Tecate SCORE Baja 1000
Ensenada, Baja November 7 to 20
The historic Baja 1000 race begins in Ensenada and takes place through the rugged deserts of the Baja state. Over 400 drivers compete in various divisions including dirt bikes and 4×4 trucks.
Website: www.score-international.com.

Stay tuned to the Mexpro.com Blog for Christmas (Navidad) Festivals & Events.

Mexpro.com's Blog

Visit the Mexpro.com Mexico travel blog! On our blog you will find all the information you need to prepare for your next holiday adventure to Mexico and more. Check out our articles on The Top 10 Reasons to Visit Mexico for the Holidays, The Best Mexico Beaches in Sonora, The 17 Best Souvenirs (or Christmas Gifts) to Buy in Mexico and more border crossing tips. We encourage you to subscribe to our blog, as we are constantly adding new information!

We have GUEST BLOGGER OPPORTUNITIES! Guest bloggers wanted--tell us about your trip to Mexico, we will pay $15 per post. Click here to learn more.

Join us at www.Mexpro.com/blog

Get Mexico Insurance for your auto, RV, boat and motorcycle online from insurers you can trust at Mexpro.com. Don't forget--special six-month and annual discounts are available.

Click here to quote, print and purchase your policy online now at Mexpro.com!

Sincerely,
Mexpro.com
International Insurance Group, Inc.

888-467-4639
928-214-9750